AVO Collateral Loan

Asset-Backed Investment Opportunity

AVO Oro Verde’s Collateral Loan offers a secure and stable investment opportunity backed by income-producing avocado orchards. With structured loans designed to deliver predictable returns and safeguard capital, this innovative financial product caters to risk-averse investors seeking reliability in an ever-changing market.


Key Features of AVO Collateral Loan

  • Asset-Backed Security: Loans are collateralized by high-value avocado farmland, providing a strong safety net for your investment.

  • Consistent Returns: Enjoy a fixed 12% annual interest, paid semi-annually over a 5-year loan term.

  • Strategic Deployment: Capital is directed toward the acquisition and optimization of avocado orchards in Mexico, ensuring efficient resource use and enhanced profit margins.


Advantages of a Collateral Loan

  1. Risk Mitigation: With farmland as collateral, your investment benefits from an added layer of protection against volatility.

  2. Inflation Hedge: Farmland and agricultural assets have historically outperformed during inflationary periods, preserving capital while delivering consistent returns.

  3. Strong Market Position: AVO Oro Verde operates in Mexico, the world’s largest avocado exporter, with EBITDA margins exceeding 60% at the production stage.


The Case for Avocado Investments

  1. Global Demand Growth:

    • The avocado market is projected to grow at a 9.2% CAGR through 2032, fueled by health-conscious consumers in the U.S. and Europe.

    • Mexico, contributing 55% of the global avocado supply, remains at the forefront of this expanding market.

  2. Sustainability at the Core:

    • Investments prioritize eco-friendly practices, including advanced irrigation systems that reduce water usage by 25%.

    • AVO Oro Verde’s operations contribute to environmental preservation through carbon sequestration and biodiversity enhancement.

  3. High Barriers to Entry:

    • Unique climate and significant capital requirements make avocado farming a specialized sector, limiting competition and enhancing profit margins.


Who Should Invest?

AVO Collateral Loans are ideal for:

  • Risk-Averse Investors: Seeking steady, predictable income with minimal exposure to market volatility.

  • Impact-Driven Individuals: Supporting sustainable farming practices, community development, and global food security while earning competitive returns.

  • Diversified Portfolios: Adding a low-risk agricultural component to enhance overall portfolio stability and performance.


How It Works

  1. Loan Structure: Loans are issued through Special Purpose Vehicles (SPVs) in the U.S. and Mexico, ensuring regulatory compliance and transparency.

  2. Capital Allocation:

    • 80%: Acquisition of underperforming orchards with high growth potential.

    • 20%: Investment in technology and infrastructure to improve operations and sustainability.

  3. Payout Schedule: Investors receive interest payments semi-annually, with principal repayment at the end of the 5-year term.

Impact-Driven Investment

By investing in AVO Collateral Loans, you not only achieve financial stability but also:

  • Promote water-efficient farming techniques.

  • Support job creation in rural communities.

  • Contribute to environmental conservation and sustainable food production.

Contact us today to learn more about this secure, high-return investment opportunity and how you can support sustainable agriculture while achieving your financial goals.